Risk notices and terms of use

It is of great importance to us to inform you in the best possible way and comprehensively about possible investment risks before you make an investment. These risks can also play a role when taking out an insurance policy or a loan. That is why below you will find descriptions of general and product-specific investment risks that investors should be aware of. In your own interest, we ask you to carefully review the risks of the investments you have selected before making any investment.

Information on the past performance of products does not allow predictions for the future. The prices of investments and securities of all kinds and their returns can rise as well as fall. You may not recover the full amount invested. In some cases, the result may be a total loss. In addition, exchange rate fluctuations can have a significant impact on the value of investments in foreign currencies. Therefore, please always contact your client advisor before deciding on an investment.

The information contained on this homepage and its subpages is presented to you solely for explanatory and informational purposes. MODERATUM Financial Services GmbH uses this channel exclusively to publish product-related information and does not make any investment recommendations. It is essential that you contact your client advisor prior to entering into any investment transaction, in particular the purchase/sale of securities and other investment products. We provide securities services as a contractually bound intermediary pursuant to § 1 no. 44 and § 36 of the Austrian Securities Supervision Act (WAG) 2018 under the liability umbrella of our partner SUPRIS Investment-Service GmbH.

Although the sources of information used by MODERATUM are considered to be reliable, MODERATUM assumes no liability or guarantee for the topicality, correctness and completeness of the information and data provided. The articles on this homepage and its subpages are, in part, merely a representation of the assessments and opinions of different editors, authors and information services. Such assessments are subject to change without notice. Under no circumstances do they constitute advice, advertising or recommendations in any way. The use of the information contained on this homepage and its subpages in German and English is the exclusive responsibility of the respective user.

Despite careful content control, we assume no liability for the contents of external links. Despite careful investigation, no guarantee can be provided for any type of financial market data or market prices in particular. Responsibility for the content of the linked pages lies exclusively with their operators. All names, terms, signs and images used here may be brands or trademarks of their legal owners. The rights to all brands and trademarks mentioned and used lie exclusively with their owners.